Finance tool

SIP Calculator

Estimate mutual fund SIP returns and maturity value.

Free Runs in your browser
–Invested amount
–Estimated returns
–Total value

■ Invested   ■ Returns · Estimate only, not guaranteed.

About this tool

SIP Calculator estimates how a fixed monthly investment could grow over time with compounding. It shows the amount you invest, the estimated gains and the final value.

How to use SIP Calculator

  1. Enter your monthly SIP amount.
  2. Enter the expected yearly return and the number of years.
  3. See the estimated maturity value.

Questions people ask

Are SIP returns guaranteed?

No. Mutual fund returns depend on the market. The calculator shows an estimate for a fixed rate.

What return rate should I assume?

Many people use 10–12% a year for equity funds as a long-term estimate, and lower for debt funds. Past returns do not guarantee future ones.

Which formula is used?

FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i the monthly rate and n the number of months.

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